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Jacobson Realty and Home Staging (JRY) was established by Broker/Owner Belinda Jacobson-Loehle in April 2002. Belinda is a native Washingtonian who grew up in Alexandria, Virginia and has lived and worked in Gainesville, Virginia since 1995.

Home Buying IS Within Reach!

05.05.2017 siteowner Leave a comment

So many people, especially the young, are discouraged about their ability to buy a home, especially with the newest generation of homebuyers having born witness to the “housing bubble.” But let’s face it, that was almost a decade ago and the real-estate market has made a strong comeback with fair pricing and an honest loan system accessible to those who never thought it possible in their lifetime. Lucky for us, we have the details on how you can reach buying a home especially if your profession is in law enforcement, education, firefighting, and healthcare thanks to the Virginia Housing Development Authority (VHDA). Continue reading →

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5 Great May Wine Events to Enjoy

20.04.2017 siteowner Leave a comment

First of May! First of May! Wine fest season starts today!

Well, maybe not right on the first, but a few of my favorite wineries, and maybe of few of yours, are going to be having their spring flings. There are over 200 wineries across Virginia and, while I would love to get to know them all, I am pretty sure I am a bit partial to those in the Northern Virginia area. After being cooped up in the house all winter, a trip to the winery sounds like a great remedy. We have some awesome events coming up, and I want to share those dates with you.

The War of the Rosés, May 11, 2017

As you know, Wegmans of Fairfax is not a winery, but they want you to know that their mini wine fest can teach you that not all “rosés are sweet and girly.” This event will run from 6:30 – 8 p.m. and is a great warm up for the bigger events coming your way. www.wegmans.com

The Food Trucks at Bull Run, Weekends, May 2017

The Winery at Bull Run was on my fall list of favorites. Now they stepped it up a notch with gourmet foods trucks and a festive atmosphere. Trucks from Killer Tomato Pizza, Two Smooth Dudes and UFO spend various weekends pairing up their wonderful goodies with some good wine. www.wineryatbullrun.com

Mother’s Day in Paradise Pastry and Mimosa Bar, May 14, 2017

Another of my favorite wineries from fall 2016 is Paradise Springs. Unassuming and simple, the view is amazing, and it’s a relaxing place to spend Mother’s Day. Besides, who can argue with mimosas and pastries for brunch? www.paradisespringswinery.com

Mount Vernon Spring Wine Festival, May 19 – 21 2017

The beautiful drive to Mount Vernon can give you a view of some of the finest wineries in the state. Twenty wineries, including several from Northern Virginia, are featured with gourmet nosh and a wonderful view of the sunset. www.mountvernon.org

Wine and Craft Festival, May 20, 2017

If you are looking for a day trip, Front Royal’s Wine and Craft Festival is the place to go. With over 100 artisans, dozens of food choices and twenty wineries represented, your day will definitely be a full one! The festival stretches for seven blocks through historic downtown Front Royal. If you want to make a weekend of it, Shenandoah State Park is nearby. www.wineandcraftfestival.com

I hope you get a chance to enjoy some of these events. I still have quite a list of wineries I am looking forward to visiting and can’t wait to share my thoughts with you soon. Our amazing wineries are just one of the reasons I love Northern Virginia. If you would like to share your favorite reasons to live in our area or are looking to relocate to Northern Virginia, please contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

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Is Your House a Green House?

13.04.2017 siteowner Leave a comment

Is your house green? I am not referring to the color, which may be a very nice shade of green on your home. I am thinking of your efficiency and the benefits of how your home is built, when the appliances were updated and if you are on your way to owning an Energy Star® home.

Earth Day is just around the corner and many people go big, (in some cases tiny as in tiny homes), to achieve a balance with the earth while enjoying a comfortable and beautiful living space. You can regularly find homes in Northern Virginia with solar panels, and many of us know about the VOWTAP wind turbine project slated for the Southern Ocean area of our great state. However, ocean wind turbines are controversial and many people still think solar panels are unattractive. So, what is a better way to meld conservation and comfort?

Energy Star®

In 1992, the US Environmental Protection Agency (EPA) began the Energy Star® program. Manufacturers of home appliances and building products were encouraged to participate in the voluntary labeling program identifying which of their products were the most energy efficient. The EPA program has been widely applied, and the Energy Star® label is “now on major appliances, office equipment, lighting, home electronics, new homes, and commercial and industrial buildings and plants.”

The energy guide label gives you a simple estimation of how much your new product will cost you and how it rates to comparable products You can learn more about the energy guide here.

You Can Be an Energy Star®

Even if your home is not new, you can update your home with Energy Star®-rated products and be an energy star.

Updated appliances are one of the easiest and fastest ways to help lower the carbon footprint in your home. The Energy Star ® website has a list of the most efficient appliances for 2017 ready for you to check out.
Insulation with the Energy Star® certification can help improve your home’s efficiency and is considered safer by the EPA. To get the most from your insulation, make sure you have purchased the best insulation for your temperature zone and housing type and ensure it is installed correctly.
Newer doors and windows with the Energy Star® certification can also lower your heating and cooling bills while increasing the value of your home. Once again, proper installation is key in ensuring you get the most from your update.
Are you ready to update your furnace or air conditioning? Make sure you get an Energy Star® Verified HVAC Installation (ESVI). Oversized or undersized equipment can lead to waste in both the energy source you are using as well as money.

We don’t have to go live on a commune or buy into crazy fads to make the earth a better place. We can be comfortable in our own homes and still be conservative with our energy use and our budgets. Have a great Earth Day! And if you would like to learn more about selling your home please contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

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4 Reasons You Need a Price Strategy Advisor, (PSA)

06.04.2017 siteowner Leave a comment

When you search for realtors, are you overwhelmed by how many are in your area? And how to distinguish one from another? What you need is a realtor who has taken the next step to make your home-selling and buying experience a positive one. You need a Price Strategy Advisor, (PSA). As a certified PSA, I want to share with you four reasons why you should choose a realtor who has a PSA certificate.

Price Strategy Advisors Are Well Trained

Realtors who earn their PSA receive a certificate after completing an in-depth course on comparable pricing, valuation and market analytics. Those choosing to earn the PSA designation have to test out of the certification class. They know this educational component is important for accurately aiding their clients to help create the best buying or listing price strategies. They also take continuing educational opportunities seriously and value the importance of new ways to best serve their clients.

They Will Guide You Through the Maze

Whether you are buying or selling a home, a realtor with a PSA certificate can guide you confidently through the maze of complexities that come with buying or selling a home. Real estate has its own lingo, which can be very daunting. What is a Comparative Market Analysis? Does it benefit the buyer? The seller? Is the appraisal fair? Am I making a great bid, or am I overpaying? These are all intersections in the maze, and a realtor with a PSA can successfully navigate with you.

The Masters of the Comparative Market Analysis

Your PSA-certified realtor will not only guide you through understanding a Comparative Market Analysis (CMA), but they are extensively trained in how to calculate this important tool. As mentioned in a prior blog, the CMA is an in-depth report that digs into the heart of your homes worth. The CMA is compiled using “comparables.” These are nearby properties similar to yours that have sold in the last three to six months. A realtor with a PSA certification knows how to use the data to ensure an accurate read on your area and your home. A well-done CMA and pricing strategy can also mean a faster selling time on your property.

PSA and the Code of Ethics in Valuation

Realtors with a PSA certificate also have a deep understanding of the National Association of Realtors (NAR ®) Code of Ethics. Realtors with a PSA certificate must be in good standing with the NAR®. This means that their knowledge and good standing can be seen in the valuation of your property and the realtor’s interactions with you, the valuation process, appraisers and others involved in the real estate process.

As you can see, a realtor holding a Price Strategy Analyst certificate can be an asset to your property sale or purchase, bringing integrity, knowledge and success to the table. If you are interested in learning more about the PSA certificate or a Comparative Market Analysis, please contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

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Updating or Remodeling? What would an Appraiser Think?

23.03.2017 siteowner Leave a comment

With spring officially beginning on March 20th and the idea of fresh new beginnings in the air, many folks are eager to get started updating their homes for a sale or planning improvement projects for a future sale. While you may be interested in adding a deck or patio, updating a kitchen or bath, or even adding crown molding to enhance trim details, not all projects are created equal in the eyes of a residential appraiser. Let’s look at a few of the things THEY look at to assess value.

Cost Versus Value

Homeowners considering home improvements need to remember that cost doesn’t always equal a dollar for dollar return in value. An appraiser does not simply add the cost of your improvement to the value of your home. Instead, an appraiser will look at the age of the improvement, assess cost and calculate depreciation if the asset is not new. Then they will evaluate the current marketplace to determine if buyers are buying and contracting for homes with similar improvements. The two approaches most often used to define value are called the Cost Approach and the Market Comparison Approach.

Site Location And Exterior Improvements

There is a lot to be said for your geographic location. For instance, if you have a unique setting and live near a pond or lake, have scenic views of the mountains, or live on the 18th green of a private golf course, the attributes of the lot/land are taken into consideration and should add value. Likewise, enhanced hardscape, such as an outdoor masonry fireplace, or even an in-ground swimming pool would also be taken into consideration. Whether or not the appraiser determines the site location and exterior enhancements to be of premium value depends on the appraiser. Once again, the cost and age of the improvement and most importantly here, the market comparison assessment, may or may not cause an increase in value. In other words, the year-round use of having an in-ground pool in Texas may be of higher value than one in Virginia.

The Value Of Maintenance

Regular heating and central air tune-ups, roof and gutter repairs and replacement, septic system servicing and other routine maintenance go a long way and speak volumes to a potential buyer but do not mean a whole lot to an appraiser. An appraiser will address the overall condition of the property but will not look to see if you have recently tuned up your HVAC or checked your gutters. An appraiser is more focused on the value of the property and its assets, so a new HVAC system or roof is important for them to know about, but the routine upkeep of your home and its condition relates to its marketability.

Don’t Toss The Paperwork

Saving receipts can really be a pain, but it can be more of a pain not to document the amounts spent. You should also keep before and after pictures of the work you have had done. The appraiser can’t always see internal and structural work that may mean a difference of several thousand dollars. A good example would be the before and after photos of a kitchen or bathroom remodeling project.

These are only a few of the many things an appraiser will consider when determining the value of your home and its improvements. Ask your realtor for an opinion on buying and selling trends and whether your future improvement project will make a difference to your bottom line. Lastly, consider broad-based improvements that most people will like instead of specific improvements that only a few people can appreciate. Choose wisely to get the highest return and value for your improvements.

If you have questions or need a professional opinion on improvement values and the marketability of your home, contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

“Belinda was very helpful and patient with all the details involved in buying our home. She showed us several homes, supervised the home inspection, and made certain all necessary repairs were completed. She also recommended responsible moving companies and kept in contact with us on the progress of the loan.” J. Lyell, Gainesville

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Spring Home Fix-up: Resolve to Repair

16.03.2017 siteowner Leave a comment

Spring is here! It’s time to spring clean and look for those little (and big) repairs we keep putting off. I can’t think of anyone who doesn’t try to ignore a home fix up, but with a bit of planning, you can be ready to tackle the projects that keep your house in great shape.

The biggest question is always where to start. Winters in Northern Virginia may not be like they are in Siberia, but they can take a toll on your house. Below is a checklist of common spring concerns for every homeowner to get you going.

Gut the Gutters

Many people see cleaning the gutter as a fall chore. However, debris falls year round and ice buildup in your gutter system over the winter may cause damage. After cleaning out your gutter system, run water through and look for dripping in odd areas that could indicate leaks. Consider gutter netting covers or a gutter guard to lessen the amount of debris collecting and extend the life of the system.

Roof Overview

Break out the binoculars and do some roof watching. Loose shingles or bowing and swelling need to be addressed right away. Repairing the small concerns on a roof can save you in repairs, as well as avoid negative appraisal values if you are getting ready to sell your home. Also look for fungus growth, the ugly black color on shingles that make your roof look unsightly. This condition and other issues can be easily remedied to improve the overall look of your home.

Examine the Exterior

How is your siding holding up? Even homes with all-weather vinyl siding need a once over to look for loose or broken strips, or perhaps a good power-wash to remove some green algae. While you are checking out the siding, also take a peek at windows and their exterior trim to make sure that there is no wood rot or cracked windows.

Look Out Below

Take a good look at your home’s foundation to make sure there are no drainage or dampness issues. Clean the vent areas out so the basement has a good circulation of air to prevent mold and mildew problems.

Clear the Air

Spring is the perfect time for a HVAC (heating ventilation and air conditioning) tune up. The Indoor Environment & Energy Efficiency Association recommends a yearly inspection and tune-up of your heating and cooling system if it is more than 10 years old. Also, remember to change your air filter routinely to lengthen the life of your heating and cooling system and provide you cleaner air.

Get a Trim

If things are looking a little jungle-y in your corner of the world, it may be time to trim the trees and shrubbery. Not only does it help with the all-around look of the property, trimming the overgrowth can eliminate some of the debris issues on a property, as well as potential large debris problems that can crop up during storm season.

Once you take a look around, you may find other projects that need attention. Just remember, if you get the spring repairs out of the way, not only will you avoid bigger problems, but you will also have more time for summer fun activities.

If you need contractor referrals to assist you with the spring clean-up, or if you considering selling your home this spring please contact, Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

Sign up now for a FREE copy of my e-book, “The Real Estate Key – What You Need to Know”!

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The Purchase and Sale Agreement: It’s a Big Deal!

09.03.2017 siteowner Leave a comment

The Purchase and Sale Agreement: It’s a Big Deal!

You’re sitting at the table and looking at the PILE of paperwork that comes with buying your first home. Every piece of paper is important in some way, but the “big deal” is the Purchase and Sale Agreement.

The Purchase and Sale Agreement is a written offer from the potential buyer of the property to the owner of that property. The agreement lists the details of the transaction to protect both parties. If and when agreed to, there is a “meeting of the minds.”

In real estate, an agreement is tailored to specific properties such as single-family homes, multi-family homes and vacant land and contains a list of details important to the sale of a property. Here are some of the details you may find in your agreement.

Purchase Price Offer

One of the main details both parties want to know is the purchase price. As the buyer, your offer is considered and may be countered by the seller based on price or other terms. One of the important items to pay attention to is an expiration date of the offer. The offer cannot be accepted after expiration date unless all parties agree to modifications. Many realtors call this a “trigger” date. It is often seen in “hot” buying markets when several buyers are competing against each other.

Description of Property

Both the common mailing address and a legal description of the property will be included in the agreement. Residential developments are identified by subdivision, lot, block and section, and land and non-subdivision property are defined by the tax ID and/or tax map number.

Chattels, attached personal property such as appliances, light fixtures and even built-in shelving are specifically identified in the body of the agreement. Other personal property such as a pool table or playground equipment which may or may not convey should be identified and written into the agreement on behalf of the buyer. Do not assume all appliances convey just because some do. Be specific. Make sure your realtor is aware of the details and how you want your offer to be structured.

Who’s Who

Another crucial detail is information on which companies are handling the title to the property, the loan, closing and escrow. This information is important to make sure paperwork is properly transferred to the new owner. By and large, I believe a transaction is smoothest when both the seller and buyer use the same title or closing company, an impartial party that does not represent the buyer or seller unless monetarily retained. Keeping buyer and seller information under the same roof allows for faster and more responsive flow of communication.

Contingencies

As I noted in the blog “It’s Always Something,” the first thing to remember about contingencies is there are always more than one. However, they are extra protections for all parties involved. These can include home inspection and appraisal contingences that can save the buyer cash and heartache trying to deal with unexpected repairs or taking possession of a property that isn’t worthy of its value.

There are so many other items that may be included in the Purchase and Sale Agreement that I can’t even list them all here, but I should share just one more: the closing and possession dates. Who doesn’t want to know when they can jump in and start their new adventure? The closing day is an exciting time for all. It is when the seller signs the title work to transfer the deed and lending paperwork is signed off by the buyer to complete the purchase.

Typically keys are handed over to the new buyer, possession is taken and the moving trucks are ready to unload. However, this day may or may not be the official closing date. The official closing date occurs when the transaction is recorded in the county, city or jurisdiction for which the property is located. The title or closing company has two business days to record the transfer. Once the transfer is recorded, funds are dispersed to the seller and any lien holders, and the transaction is officially complete!

If you want to learn more about Purchase and Sales Agreements or are ready to buy or sell a home please contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

You can also learn more by downloading my FREE e-book, “The Real Estate Key – What You Need to Know”!

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Know the Market With a Comparative Market Analysis (CMA)

04.03.2017 siteowner Leave a comment

Our home is not just an investment; it is an extension of ourselves. Our home is where we may have raised our children and learned all about gardening or celebrated holidays. Sooner or later, while we will always treasure the memories, most of us outgrow our home. If this is the case for you, your realtor will break out several tools to help you valuate your home to get you the best price. One of those tools is a Comparative Market Analysis or CMA.

Dare to Compare

The Comparative Market Analysis is an in-depth report prepared by your realtor that gets to the core of your house and the spirit of the neighborhood your house is in. This report is compiled before your house goes on the market and uses “comparables,” which are other nearby properties that have similar features, style and size to yours that have sold in the last three to six months. These comparisons help determine where to position the list price in order to get the best selling price for your home.

The Big Three

When you sit down with your realtor, you may already have an idea of your home’s worth and most likely have already checked all the automated valuation models (AVM’s) such as Zillow, Realtor.com and other real estate platforms. However, your realtor’s knowledge base of the area and expertise at evaluating houses and location are not taken into consideration with AVM’s. Consequently, AVM valuations are often too high or too low. Your realtor will provide a more accurate and current picture of your home’s worth. Below are three key areas that are considered when preparing your CMA.

Interior features are one of these key areas your realtor will look into. These can include, but are definitely not limited to, the square footage of your home, the number of bedrooms and bathrooms and basement type. Basements, you ask? Yes, basements. If you have a fully or partially finished basement, the finishing details will help define the value of your home. Does the basement have a window and natural light, or is it more for storage? In other words, how livable is the actual space. The type of ingress and egress the basement has is also important when preparing a CMA. Do you have a true walkout basement, or is it a walk-up basement or in-ground? Regardless of the type, style, and finishing details your basement has, it will add to the overall square footage of your home. However, it will most likely be valued at a lower rate than above ground living space because by and large basements are cheaper to construct than above ground structures.
Exterior features that your realtor will consider include deck, patio and gazebo add-ons, side-load versus front-load garages, as well as hardscape and landscaping features. Do you have an outside masonry fireplace and patio or fountain or even a koi pond to help add value to your home? Siding, windows and roofing are taken into consideration but are typically not valued by a realtor for a CMA but are used to evaluate overall maintenance condition.
Location is always the most important factor. Is your house located on a busy street, or are you on a pipestem lot? Does your house back to trees, a golf course, lake or pond? If so, then these site features may add value and be cited in the CMA report. Your realtor should know how to choose comparable homes with similar site features.

Trust me when I say there are a lot of other factors to be considered in valuing a property. Preparing a good Comparative Market Analysis takes time and requires an understanding of the marketplace and area trends. This professionally researched report from a knowledgeable local realtor will give you a well-rounded portrait of your home and neighborhood, including a confident listing strategy. Belinda Jacobson-Loehle of Jacobson Realty and Home Staging is ready to create you a great CMA. Contact me today.

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Just Do It: De-own It and Donate It

17.02.2017 siteowner Leave a comment

Yes, it’s all the rage right now to be a minimalist. Don’t worry. I am not here to say that you should become one, but I did point out in my last blog some great minimalist ideas for getting out the old. When getting a home ready for sale, we do need to be mindful of what we can take with us and if we really need to, as well.

This time I would like to add in the importance of donating instead of dumping items we once loved. Donating to thrift store and charities not only keeps our local landfills from overflowing, it gives another person the chance to love our gently used item as much as we did. Many times, the biggest obstacle is where to take our goodies to share. Below is a list of charities looking to make our old items someone else’s new treasure.

Vietnam Veterans of America

Vietnam Veterans of America (VVA) will pick up your used clothing, household items and even cars right from your home in the Prince William County area. Just label your boxes for pick up by the VVA and set them out for pick up. VVA notes that clothing is always a huge need, as well as clothing accessories, shoes (all kinds), baby items, house and glassware, all linens and kitchenware.

Goodwill of Greater Washington

Goodwill of Greater Washington is open seven days a week for your donations. They also have a pack and ship program that allows you to ship donated items for free! Their website provides a detailed breakdown of all the items they can accept. Currently, they need household items, toys and books.

The Donation Place

If you are heading for the landfill and don’t want to make another trip out in to town, just separate your gently loved items from the broken ones. The Donation Place at the Prince William County landfill is a brilliant space used to collect items that are still usable and in need of a new a home. The Donation Place is open from 9 a.m. to 5 p.m. daily.

Habitat for Humanity

Habitat for Humanity’s ReStore takes your building materials, appliances, furniture, tools and more and then sells them to the general public at forty to ninety percent off retail prices. All proceeds support adequate housing initiatives and home repairs in partnership with local families in need. Hours vary, so visit the website.

Taking the time to donate items not only gives your closets a much needed pare-down, but also gives your home a great start toward a look that will sell!

Thank You for Being Awesome

I love sharing these ideas with you on the blog as well as when preparing you to buy or sell a home. I sincerely enjoy working with my incredible clients and am so glad to be able to help:

“Our listing and selling process with Belinda was outstanding! From the original evaluation, to contract decisions, to staging the home professionally, everything was well thought out and handled superbly by her. Her marketing resources and materials were very professional. The open houses proved to be beneficial. Belinda was very responsive to all of our communications and we appreciated her immediate action on everything. We would highly recommend Belinda for your real estate needs. Her expertise made the sale of our home a quick and smooth process.” ~ J. Wilkins

Thank you to the Wilkins Family for the privilege of working with them. If you are ready to experience the Jacobson advantage, please contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

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Declutter Your Home, Declutter Your Life: Choose a Strategy

09.02.2017 siteowner Leave a comment

Are you looking around the house and thinking, “Where in the world did all of this stuff come from?” Hey, no judgement here, everybody has been deluged by more stuff than they need. And many times, things need replacing or updating, and we are not quite sure what to do with the old once we bring in the new.

This also works with household updates as well. Many times, we are ready to do some much-needed changes to our home, but we know the clutter will remain if we don’t come up with a plan to trade out the new for the old. What are some of the secrets that uber-organized people use to obtain and maintain organized spaces?

Old Out First

Some people throw out the old right away. Before even going to the store to purchase a new needed or wanted item, they cruise by the local thrift store to donate the old item or drop off a broken item at the waste management area. They may have to go without an item for a day or so, but they are not trying to work around the old item while bringing in the new. These same people prefer to make donations before Christmas to make room for the new stuff!

Two for One

Rumor has it, this is the Zen way of handling clutter. For every item, you bring into the house you make a promise with yourself you will donate or throw away two. From shoes to televisions, this strategy does not have to be a straight across trade, but can clean up some of the more stacked-up areas of a home, such as the back-entry way or the laundry room. If a new front door is in the works, you can always count the old front door and the squeaky screen door that is not really needed as your two old pieces for one new. Simply maintaining this mindset a portion of the time can keep you on track for constant decluttering.

Six and Out

Try the “six and out” game. Go around the house and look for clothes, gadgets or other items that nobody has paid attention to in 6 months. If they have no seasonal use and are just collecting dust or getting in the way, pack them up and take them to a local charity. Another variation of this game is great for considering the replacement of larger ticket items or updating your home’s interior. Have you had trouble with a bathroom sink more than once in the last six months? Have you noticed fading paint or a balding carpet for more than six months? Maybe it is time to look at getting those areas of your home updated.

Photograph and Move Out

If de-cluttering is a priority, super-motivated folks will use the “shoot and move-out” method to get the job done. It’s simple. Take a photo of the personal memorabilia, keep in a digital file on any or all devices, and then move the stuff out of your house. It’s quick, it’s easy and the memories made are not forgotten. And the best part, your house is cleaner and more organized faster!

When it comes down to it, a cleaner, less cluttered house makes it easier to care for all of your belongings. And when the time comes for you to move on to better things, not only does an uncluttered, updated home look great to a new buyer, it may mean a better sales price and a much easier move for you!

If you’re interested in learning more about tips for buying or selling a home let us help. We can help you stage your property for the best market price ad help you find the perfect home to move up to. Contact Belinda Jacobson-Loehle at Jacobson Realty and Home Staging today.

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