Tag Archives: credit

How to Improve Your Credit Score

How to Improve Your Credit Score

If you have a FICO® score of 650 (which is considered “fair”) or below, it can affect your ability to purchase some of life’s bigger transactions, like buying a car or getting a mortgage for a house. That’s a position no one wants to be in, but there is hope in that there are steps you can take to improve your credit score. Keep in mind, building good credit takes time. It won’t happen overnight, but if you take these steps, you’ll be well on your way to better credit. Continue reading

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Planning to Purchase a Home? Be Mindful of Your Holiday Shopping

Planning to Purchase a Home? Be Mindful of Your Holiday Shopping

The holiday season is upon us! It’s easy to get caught up in the holiday spirit and find yourself overspending as you shop for all those perfect gifts for friends and family. But if you’re planning to purchase a home in the next few months, it’s important to not go overboard. It can be challenging to recover from financial missteps of holiday buying and may impact your ability to secure a home loan.  Here are a few ways to avoid those missteps and help ensure a smooth process when you apply for that home loan in the near future. Continue reading

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