When you apply for a loan to buy a house, the mortgage lender, in order to protect their interests, will check your credit to determine how likely you are to pay back the loan. The credit check the lender does is different from the credit check that’s done if you are buying a car or applying for a student loan or other personal loan. Mortgage lenders rely on a special type of credit report called a tri-merge credit report. Continue reading →

2,808 total views, 3 views today